"8. PROCRASTINATION. This is one of the most common causes of failure. "Old Man 
Procrastination" stands within the shadow of every human being, waiting his 
opportunity to spoil one's chances of success. Most of us go through life as 
failures, because we are waiting for the "time to be right" to start doing 
something worthwhile. Do not wait. The time will never be "just right." Start 
where you stand, and work with whatever tools you may have at your command, and 
better tools will be found as you go along. 
9. LACK OF PERSISTENCE. Most of us are good "starters" but poor "finishers" of everything we begin. Moreover, people are prone to give up at the first signs of defeat. There is no substitute for PERSISTENCE. The person who makes PERSISTENCE his watch-word, discovers that "Old Man Failure" finally becomes tired, and makes his departure. Failure cannot cope with PERSISTENCE.
9. LACK OF PERSISTENCE. Most of us are good "starters" but poor "finishers" of everything we begin. Moreover, people are prone to give up at the first signs of defeat. There is no substitute for PERSISTENCE. The person who makes PERSISTENCE his watch-word, discovers that "Old Man Failure" finally becomes tired, and makes his departure. Failure cannot cope with PERSISTENCE.
10. NEGATIVE PERSONALITY. There is no hope of success for the person who repels people through a negative personality. Success comes through the application of POWER, and power is attained through the cooperative efforts of other people. A negative personality will not induce cooperation."
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